A Message From



Merry Christmas and a Happy New Year
The staff and Board of Directors of Torch Lake Federal Credit Union would like to take this time to thank our members for your confidence and loyalty in supporting your member-owned credit union.
We look forward to providing you quality products and services throughout 2015 and beyond.
We are considered small in the big financial world, but to us, you the member have such a big influence on each and every employee and our commitment to the credit union philosophy of People Helping People.
We enjoy the time we spend with you visiting and catching up on how you’re doing; we celebrate in your joys and share in your sorrows.  
Our job is to provide financial services, but somewhere along the way it developed into more than that – friendship, camaraderie and community.
Members, you  are the reason our jobs are gratfying.
Wishing you good health and prosperity.
Connie Mikkola - CEO


Time to update your contact information

Did you change cellphone carrier or drop your landline telephone service?

Did you change your email address?

If you did-please contact our office.  337-5565

  This information is important in the event we need to contact you regarding for example:  your debit card was compromised.



2014 Tax Information
is available on the December 2014 Statement.
Information provided would be interest from:
Share Accounts-Share Certificates
or interest paid on Loans
Remember!  This information is available
24/7 on the Online Banking site.



   Rates can change without notice:

 New and Pre-owned Auto Rates


     Did you find a lower rate?  Ask about Rate Match!
New 2013-2014 2.500 -3.90%APR 36-72mos
Pre-owned 4.250% 36-60mos.*Ask about our specials
Qualified applicants-No Refinancing-Rates are subject to change without notice.
Cars-Trucks-Campers-Recreational Vehicles
Ask about GAP Protection
Life/Disability Coverage








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