A Message From
Our CEO
 

   
 

Happy Spring in beautiful
downtown Laurium Michigan!

 

I would like to keep things
"light" with this update just
like the season.  We are
offering some pretty
fantastic loan rates. 
Please visit us for your
next loan.  It's a fast
and easy process. 
1-2-3

We are going to be
sending you more
information regarding
Mortgage Center. We have
Mortgage Center
available to help our
members who would
like to refinance and/or
finance a home.  Service
is great and again,
Mortgage Center makes
it a fast and easy process.
1-2-3

We would like to
inform you if you do
not have your share draft
"checking" account with us,
please do so today.  Do
you have a monthly service
fee with your
current account?
At Torch Lake Federal we do
not charge you monthly.  And
we have overdraft protection,
and a REAL person is here
if you need us.  Open your
checking account today
and we will help make it
easy.  1-2-3

Please look at all of the
services we have to offer.
There are not too many
small hometown financials
to serve you these days.
With that personalized
hometown service you
feel like you are
experiencing the "old" days
mixed in modern times.

So, lending needs, checking
needs, mortgage needs...
think Torch Lake Federal
and think 100%.

Thank you once again to
our members and hope
you see a robin soon.
Spring is here.

Mary Kay Grabig, CEO

 

  

   

 

NOTICE TO MEMBERS

Due to the large road/utility service project, Torch Lake Federal Credit Union's office accessibility will be limited during the project-which is expected to last
 throughout the summer.

TLFCU will be posting signs for entrance-exit-parking areas in the back of the office.  Once the project progresses in front of our office, the Hecla Street entrance will be inaccessible.

Please watch for pedestrians and re-routed traffic,
the parking lot is going to be busy.

Thank you for your patience!
 

 

 

Rates effective as of:  03/26/2013

   New and Pre-owned Auto Rates   

  Product                  Rate                          Term
New 2012-2013        1.99-3.90%APR          36-72mos
Pre-owned               3.250-4.00%APR         36-60mos.
Qualified applicants-New Money-Rates are subject to change without notice.
       Cars-Trucks-Campers-Recreational Vehicles
Ask about GAP Protection /Life/Disability Coverage

                 


    

   

Welcome Homebuyers! Your credit union’s Mortgage Center is here to answer any questions or concerns you may have about the home buying process.

They are available to answer any of your questions Monday, Tuesday and Wednesday 8:30 am to 6:30 pm and Thursday and Friday 8:30 am to 5:00 pm.
(888) 562-6865

Mortgage Center can also be accessed via the web at:  www.mortgagecenter.com
The website offers consumers loan calculators, resources for loan options, education & FAQs about mortgages, debt solution education and much more.

Mortgage Center LLC is a Credit Union Service Organization (CUSO) that is completely owned by Credit Unions for the benefit of Credit Union members. We were founded in 1990 when several credit unions joined hands to create a full-service mortgage company exclusively for their members. Providing a full array of mortgage products and keeping the mortgage throughout the life of the loan was the main focus of our founding owners. Today, we still offer a wide variety of low-cost mortgage programs, and we never transfer the servicing of our loans.

 

 

 

   

  

 

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