Get pre-approved and lock in this great rate until April 15th 2010 !

 

 USED AUTO SPECIAL

5.95%
60months
1/4% Discount for Direct Deposit
*APR may vary*Qualified applicants
*New money only

 Another reason to LOVE
your credit union!

 SIGNATURE LOAN SPECIAL

8.5%
14months
Borrow up to $2500

*APR may vary*Qualified applicants
*New money only

 

 

 The weather  may be cold, but the deals are hot at your credit union.

Finance your 2009 or 2010 auto loan with Torch Lake Federal Credit Union
and apply to qualify for a hot! hot! rate of ...
                                            5.00%APY- 60mos. 
(Direct Deposit 1/4%bonus)

*qualified applicants**apr may vary***mileage restrictions applicable

 

Holiday Notice
 CLOSED

February 15
2010

In observance of
President's Day
 

 Start 2010 smart-

Monitor your credit report for
fraud and errors.

visit:
www.annualcreditreport.com

Consumers are entitled to a free credit report from each credit reporting agency yearly.
TransUnion-Equifax-Esperian

 As of
December 1,  2009

Members Share Savings Accounts will be assessed a $1 fee monthly if at any time during the month your account balance is below the required $25 par value.

 Sign-up for eStatements
View your monthly statement on-line and eliminate paper statements
Choose the eStatement tab located in the on-line account access area
and register today! *Year-end statements will be mailed for tax purposes.


 

 

Are you paying high interest on your credit card?
Did you know that Torch Lake Federal Credit Union owns their own VIS credit card?

9.9% fixed apr VISA® 


 

 Torch Lake Federal Credit Union is proud to offer HOME MORTGAGES!
 Let us finance or refinance your dream home. 
We finance new Home Construction! Call Dan for more information 337-5565.

Check Rates
Mortgage Calculator
Apply Now

            
Torch Lake Federal Credit Union was originated through the Knights of Columbus as a cooperative method in giving small loans to local people. It was chartered in 1955. The original founders were Harry Trainer, Louis Koepel, and Peter Pini.
 
Over the years our assets and membership have grown and our services have expanded to meet the needs of our members along with the demands of current technology. Originally our office in Lake Linden was a small rental office but as we grew, the need for a larger facility was apparent, and in 1994 we built our Lake Linden Branch and in 1997 the NorthEnd Branch was opened  to provide  another convenient location to our members.
 
Torch Lake Federal Credit Union is a not-for-profit financial cooperative, therefore we operate solely to meet the needs of our members. Our Board of Directors consists of seven members who are elected annually by the membership at the annual meeting. They are volunteer and establish the policies under which the credit union will operate. The National Credit Union Association governs the overall operations and insures your savings up to $250,000.00.
 
 
Main Office: 100 Calumet Street, Lake Linden, MI 49945
Tel (906) 296-0215 • Fax (906) 296-0243

North End Branch: 50 Third Street, Laurium, MI 49913
Tel (906) 337-5565 • Fax (906) 337-0385

 

Current Market Summary

There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle at with us. Thanks to our lower interest rates, your savings will really add up. Visit lovemycreditunion.org for more information.

 


Torch Lake Federal Credit Union
100 Calumet Street
Lake Linden, Michigan 49945
(906) 296-0215
Fax: (906) 296-0243
torchcm@chartermi.net