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Get pre-approved and lock in this great rate until April 15th 2010 ! |
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USED AUTO SPECIAL
5.95% 60months 1/4% Discount for Direct Deposit *APR may vary*Qualified applicants *New money only |
Another reason to LOVE your credit union!
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SIGNATURE LOAN SPECIAL
8.5% 14months Borrow up to $2500
*APR may vary*Qualified applicants *New money only |
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The weather may be cold, but the deals are hot at your credit union.
Finance your 2009 or 2010 auto loan with Torch Lake Federal Credit Union and apply to qualify for a hot! hot! rate of ... 5.00%APY- 60mos. (Direct Deposit 1/4%bonus)
*qualified applicants**apr may vary***mileage restrictions applicable |
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Holiday Notice CLOSED
February 15 2010
In observance of President's Day |
Start 2010 smart-
Monitor your credit report for fraud and errors.
visit: www.annualcreditreport.com
Consumers are entitled to a free credit report from each credit reporting agency yearly. TransUnion-Equifax-Esperian |
As of December 1, 2009
Members Share Savings Accounts will be assessed a $1 fee monthly if at any time during the month your account balance is below the required $25 par value. |
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Sign-up for eStatements View your monthly statement on-line and eliminate paper statements Choose the eStatement tab located in the on-line account access area and register today! *Year-end statements will be mailed for tax purposes. |
Are you paying high interest on your credit card? Did you know that Torch Lake Federal Credit Union owns their own VISA® credit card?
9.9% fixed apr VISA®
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Torch Lake Federal Credit Union is proud to offer HOME MORTGAGES! Let us finance or refinance your dream home. We finance new Home Construction! Call Dan for more information 337-5565. |
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Torch Lake Federal Credit Union was originated through the Knights of Columbus as a cooperative method in giving small loans to local people. It was chartered in 1955. The original founders were Harry Trainer, Louis Koepel, and Peter Pini.
Over the years our assets and membership have grown and our services have expanded to meet the needs of our members along with the demands of current technology. Originally our office in Lake Linden was a small rental office but as we grew, the need for a larger facility was apparent, and in 1994 we built our Lake Linden Branch and in 1997 the NorthEnd Branch was opened to provide another convenient location to our members.
Torch Lake Federal Credit Union is a not-for-profit financial cooperative, therefore we operate solely to meet the needs of our members. Our Board of Directors consists of seven members who are elected annually by the membership at the annual meeting. They are volunteer and establish the policies under which the credit union will operate. The National Credit Union Association governs the overall operations and insures your savings up to $250,000.00.
Main Office: 100 Calumet Street, Lake Linden, MI 49945 Tel (906) 296-0215 • Fax (906) 296-0243
North End Branch: 50 Third Street, Laurium, MI 49913 Tel (906) 337-5565 • Fax (906) 337-0385
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There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.
All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.
The deal gets even better when you finance your vehicle at with us. Thanks to our lower interest rates, your savings will really add up. Visit lovemycreditunion.org for more information.

Torch Lake Federal Credit Union
100 Calumet Street
Lake Linden, Michigan
49945
(906) 296-0215
Fax: (906) 296-0243
torchcm@chartermi.net
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