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Torch Lake Federal Credit Union Loans & Mortgages

 

Loans   

      On-Line Application   *Proof of Income Required

Mortgages

 

Loans


Torch Lake Federal Credit Union offers a variety of loans at competitive rates.

Benefits of Torch Lake Federal Credit Union Loan Service:

 

On-Line Application:

* Required Field
* Purpose of Loan
Term
Account Number
Amount Requested

This application initiates the loan process. Final signature(s) will be required to advance funds, including signatures for joint applicants. We will contact you the next business day.

PLEASE TELL US ABOUT YOURSELF (PRIMARY BORROWER)

* Full Name
* Street Address
* City
* State
* Zip
* Years There
* Home Phone() -
* Work Phone() - ext
* Driver's License Number
* Driver's License State
* Social Security Number - -
* Birth Date / / (mm/dd/yyyy)
E-Mail Address

PLEASE TELL US ABOUT YOUR JOB (PRIMARY BORROWER)

* Current Employer
* Years There
Phone Number() - ext
* Position
* Gross Montly Income

Note: alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation

Other Income
Source

PLEASE TELL US ABOUT YOURSELF (CO-BORROWER)

Full Name
Street Address
City
State
Zip
Years There
Home Phone() -
Work Phone() - ext
Driver's License Number
Driver's License State
Social Security Number - -
Birth Date / / (mm/dd/yyyy)
E-Mail Address

PLEASE TELL US ABOUT YOUR JOB (CO-BORROWER)

Current Employer
Years There
Phone Number() - ext
Position
Gross Montly Income

Note: alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation

Other Income
Source

PLEASE LIST NEAREST RELATIVE NOT LIVING WITH YOU

* Full Name
* Home Address
* City
* State
* Zip
* Phone Number() -

IF APPLYING FOR A PERSONAL UNSECURED LOAN SUCH AS VACATION OR OTHER PLEASE SELECT A FORM OF COLLATERAL

Collateral

Monthly Payments

 Debt PaymentsPayment toMonthly PaymentBalance Owed
Mortgage
Rent
Auto
Auto 2
Charge Card
Other
Other
Other
Amount you pay in alimony or child support
Are you a Co-Borrower on any other loans?

If yes, for whom
Where
Monthly Payment

AGREEMENT

DISCLAIMER: I/WE HEREBY CERTIFY THAT ALL STATEMENTS MADE ARE TRUE AND COMPLETE, ARE SUBMITTED FOR THE PURPOSE OF OBTAINING CREDIT, AND THAT THE CREDIT UNION MAY RELY ON THEM FOR SUCH DETERMINATION. WE UNDERSTAND THAT FEDERAL LAW REQUIRES THE VERIFICATION OF IDENTIFICATION FOR ALL NEW ACCOUNTS SHOULD I NOT HAVE AN EXISTING ACCOUNT. I/WE AUTHORIZE YOU TO OBTAIN SUCH INFORMATION AS YOU MAY REQUIRE CONCERNING THE STATEMENTS MADE IN THIS APPLICATION AND PROPER IDENTIFICATION, AND AGREE THAT THE APPLICATION SHALL REMAIN YOUR PROPERTY, AND YOU ARE AUTHORIZED TO ANSWER QUESTIONS ABOUT YOUR CREDIT EXPERIENCE WITH ME/US.

I accept

 

 

Mortgages
 

Trust
Commitment
Honesty

 

These are things you look for in any partnership, and when it comes to home financing, they are especially important. You need to be able to trust that you’re getting the best financing for your family and budget. You need to know that you lender is committed to your best interest. And finally, an honest lender will ensure that you understand your financing and how it will fit within your lifestyle.

Whether you are buying or building a new home, refinancing, or seeking information about a reverse mortgage, Torch Lake Federal Credit Union’s Mortgage Center is here to guide and counsel you about what mortgage makes the most financial sense. As a credit union member, you’ll receive discounted PMI rates , low closing costs which are fully disclosed and competitive interest rates with your financing. Because our Mortgage Center is a Michigan-based, 100% credit union owned company, their top priority is you and your home. Together, we are in it for the long haul.

If you are ready to apply for a mortgage or discuss your home financing or refinancing options, call one of Loan Officers today at 906.337.5565, 906. 296.0215, or 888.562.6865.